Trading de Forex ou de opções binárias: Forex Salvador 5

Trading 212 Review 2023.

Trading 212 is a CFD broker regulated by the UK FCA, Bulgarian FSC, and Cypriot CySEC. Trading 212 provides commission-free stock and ETF trading. Account opening is fully online, straightforward and quick. Trading 212's web and mobile trading platforms are well designed and easy to use. It is a good choice for beginner investors. On the negative side, the product portfolio is limited, and some popular asset classes such as options or bonds are missing. Forex fees are quite high and the lack of USD as an account currency can make US stock trading costly due to conversion fees. BrokerChooser gave Trading 212 a 4.6/5 rating based on analyzing 500+ criteria and testing via opening a live account.

Trading 212 is a regulated broker, it is overseen by top-tier financial regulators in multiple countries . Trading 212 is also covered by investor protection in selected jurisdictions. We at BrokerChooser always test brokers with real money, including the withdrawal process.

You can't open an account at Trading 212 if you live in Ukraine. See the best alternative available in your country.

Trading 212 pros and cons.

Pros Cons • Real stocks and ETFs are commission-free • Limited product portfolio • Quick and easy account opening • High forex fees • Great trading platforms • USD unavailable as account currency.

Trading 212 main highlights.

��️ Country of regulation UK, Bulgaria, Cyprus �� Trading fees class Low �� Inactivity fee charged No �� Withdrawal fee amount $0 �� Minimum deposit $0 �� Time to open an account 1 day �� Deposit with bank card Available �� Depositing with electronic wallet Available �� Number of base currencies supported 8 �� Demo account provided Yes ��️ Products offered Stock, ETF, CFD (forex, stock, ETF, index, commodity)

To read much more details about the broker's services and features, expand on the sections below.

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Trading 212 review Fees.

Trading 212 offers commission-free stock and ETF trading, and there are also no fees for deposit, withdrawal or inactivity. However, fees for forex trading are high.

Pros Cons • Free stock and ETF trading • High forex fees • No withdrawal and inactivity fee • High financing rate Trading 212 fees snapshot Assets Fee level Fee terms S&P 500 CFD Low The fees are built into the spread, 1.1 points is the average spread cost during peak trading hours. Europe 50 CFD Low The fees are built into the spread, 2.4 points is the average spread cost during peak trading hours. EURUSD Low The fees are built into the spread, 1.1 pips is the average spread cost during peak trading hours. Inactivity fee Low No inactivity fee.

How we ranked fees.

Trading fees occur when you trade. These can be commissions, spreads, financing rates and conversion fees. Non-trading fees include charges not directly related to trading, like withdrawal fees or inactivity fees.

In the sections below, you will find the most relevant fees of Trading 212 for each asset class. For example, in the case of forex and stock index trading the most important fees are spreads, commissions and financing rates.

We also compared Trading 212's fees with those of two similar brokers we selected, eToro and XTB. This selection is based on objective factors such as products offered, client profile, fee structure, etc. See a more detailed rundown of Trading 212 alternatives.

To have a clear overview of Trading 212, let's start with the trading fees.

Trading 212 trading fees.

Trading 212 trading fees are mixed , including commission-free real stock and ETF trading but generally high CFD and forex fees. On a positive note, we liked how transparently Trading 212 displays its fees. For example, it publishes daily swap rates, which can be easily accessed through the website or the trading platform.

We know it's hard to compare trading fees for CFD brokers. So how did we approach the problem of making their fees clear and comparable? We compare brokers by calculating all the fees of a typical trade for selected products.

We have chosen popular instruments within each asset class:

Stock index CFDs: SPX and EUSTX50 Stock CFDs: Apple and Vodafone Forex: EURUSD, GBPUSD, AUDUSD, EURCHF and EURGBP.

A typical trade means buying a leveraged position, holding it for one week and then selling. For the volume, we chose a $2,000 position for the stock index and stock CFDs and $20,000 for the forex transactions. The leverage we used was:

20:1 for stock index CFDs 5:1 for stock CFDs 30:1 for forex.

These catch-all benchmark fees include spreads, commissions, and financing costs for all brokers. Let's see the verdict for Trading 212 fees.

Stock and ETF fees.

Trading 212 is one of those CFD-focused brokers that also offers real stock and ETF trading , charging zero commission . You can trade real stocks and ETFs if you open a Trading 212 Invest account.

Stock and ETF commission on a $2,000 trade Trading 212 eToro XTB US stock $0.0 $0.0 $0.0 UK stock $0.0 $0.0 $0.0 German stock $0.0 $0.0 $0.0.

CFD fees.

Trading 212 has generally high CFD trading fees .

Trading 212 CFD fees for a $2,000 long position held for one week Trading 212 eToro XTB S&P 500 index CFD fee $1.5 $3.1 $4.0 Europe 50 index CFD fee $2.2 $3.2 $3.3 Apple CFD fee $14.2 $6.4 $10.1 Vodafone CFD fee $15.3 - $10.6.

Forex fees.

Trading 212 forex fees are high .

Trading 212 forex benchmark fees of a $20,000 30:1 long position held for one week Trading 212 eToro XTB EURUSD benchmark fee $15.2 $15.6 $17.7 GBPUSD benchmark fee $23.5 $4.5 $12.2 AUDUSD benchmark fee $17.0 $9.6 $12.1 EURCHF benchmark fee $17.9 $12.5 $6.1 EURGBP benchmark fee $26.8 $16.4 $12.6.

Non-trading fees.

Trading 212 has low non-trading fees . It doesn't charge any account, inactivity or withdrawal fees.

Depositing to CFD accounts and depositing via bank transfer to Invest accounts are also free of charge. However, there is a 0.7% deposit fee if you deposit more than €2,000 in total to your Invest account using credit/debit cards or electronic wallets.

In addition, there is a 0.5% currency conversion fee for CFD trading, and a currency conversion fee of up to 0.15% for real stocks and ETFs. Currency conversion occurs when you trade an asset denominated in a currency other than your account base currency.

Trading 212 non-trading fees Trading 212 eToro XTB Account fee No No No Inactivity fee No Yes Yes Deposit fee $0 $0 $0 Withdrawal fee $0 $5 $0.

Trading 212 review Account opening.

The account opening process is straightforward, user-friendly and quick. Our account was verified within one business day.

Pros Cons • Fast • Problems with verification • Fully digital • No minimum deposit.

Can you open an account?

Visit broker 68% of retail CFD accounts lose money.

Trading 212 accepts clients from around the world. There are some notable exceptions though, e.g. US or Canadian customers can't open an account.

What is the minimum deposit with Trading 212?

The required Trading 212 minimum deposit is only €/£1 for CFD accounts and €/£10 for Invest or ISA accounts . This is great for customers who want to start trading or investing smaller amounts only.

Account Types.

Trading 212 offers three account types , which differ based on the assets you can trade and the countries where they're available:

Trading 212 account types CFD account Invest account ISA account Countries where available All eligible countries All eligible countries UK only Available products CFDs Real stocks and ETFs Real stocks and ETFs.

Unfortunately, corporate accounts are not available.

How to open your account.

The account opening process is easy and fully digital. New accounts are usually verified within one business day.

To open an account at Trading 212, just follow these steps:

Provide your country of residence and enter personal details such as your email address or date of birth. Add tax information, including the country where you pay taxes and your tax ID. Select the account type and the account base currency. Answer questions about your financial situation, employment status and trading experience. Accept the terms and conditions, then activate your account by verifying your identity and residency.

To activate your trading account, you will need to identify yourself by sending Trading 212 the following:

Proof of identity - a national ID, passport or driver's license Proof of address - a bank statement or a utility bill issued in the last three months.

Our best alternatives to Trading 212 are:

The highest ranking competitors are:

eToro full review XTB full review IG full review Capital.com full review.

Trading 212 review Deposit and withdrawal.

Trading 212 offers many free deposit and withdrawal options. On the downside, there are only a few account base currencies available in each country, and you can't choose USD.

Pros Cons • Credit/Debit card available • USD unavailable as base currency • Free withdrawal • Few base currencies in each country.

Account base currencies.

Trading 212 supports the following account base currencies: GBP, EUR, RON, PLN, CHF, NOK, SEK, CZK . However, of these, only 2 or 3 account base currencies are available in each country, usually the local currency plus EUR. For example, only PLN and EUR are available in Poland.

When taking this into account, Trading 212's base currency selection is not that different from XTB's or eToro's.

Base currencies at Trading 212 vs similar brokers Trading 212 eToro XTB Number of base currencies 8 1 5.

Why does this matter? For two reasons. If you fund your trading account in the same currency as your bank account or you trade assets in the same currency as your trading account base currency, you don't have to pay a conversion fee.

A convenient way to save on currency conversion fees is by opening a multi-currency bank account at a digital bank. They offer bank accounts in several currencies with great currency exchange rates as well as free or cheap international bank transfers. Opening an account only takes a few minutes on your phone.

We really missed USD as an account currency option at Trading 212, because this means that if you want to trade on the US market, a conversion fee will be charged.

Deposit fees and options.

Trading 212 charges no deposit fees when you deposit to your CFD accounts, or if you use a bank transfer deposit to your Invest account.

However, there is a 0.7% deposit fee if you deposit more than €2,000 in total to your Invest account using a credit/debit card or electronic wallets.

Besides bank transfer, you can use credit/debit cards and the following electronic wallets:

Google Pay PayPal Skrill Apple Pay Dotpay Giropay Carte Bleue Direct eBanking iDEAL.

Of these electronic wallets, not all are available in every country. It's not always transparent which one is available where.

In addition, you can use Revolut wire and Wise to deposit to your Trading 212 account.

Trading 212 deposit options Trading 212 eToro XTB Bank transfer Yes Yes Yes Credit/debit card Yes Yes Yes Electronic wallets Yes Yes Yes.

A bank transfer can take several business days, while payment with a credit/debit card is instant.

You can only deposit money from accounts that are in your name.

Trading 212 withdrawal fees and options.

Trading 212 charges no withdrawal fees . You can use the same options to withdraw funds as to deposit.

Trading 212 withdrawal fees and options Trading 212 eToro XTB Bank transfer Yes Yes Yes Credit/debit card Yes Yes No Electronic wallets Yes Yes No Withdrawal fee $0 $5 $0.

How long does it take to withdraw money from Trading 212? We tested debit card withdrawal and it took 1 business day .

You can only withdraw money to accounts that are in your name.

How do you withdraw money from Trading 212?

Log in to your account Click 'Manage funds' Enter your password Select the withdrawal amount Confirm the withdrawal request.

Trading 212 review Web trading platform.

Trading 212 has a user-friendly web trading platform with great features, like a safe two-step login or easy search. On the negative side, the platform is not customizable.

Pros Cons • User-friendly • Limited customizability (for charts, workspace) • Two-step (safer) login • Good search function Trading 212 platforms to choose from Trading platform Score Available Web 4.4 stars Yes Mobile 4.9 stars Yes Desktop - No.

Trading 212 has its own in-house developed web trading platform. It is available in quite a few languages:

Trading 212 web trading platform languages English German Dutch Spanish French Italian Polish Russian Romanian Chinese.

Look and feel.

The Trading 212 web trading platform is well designed and user-friendly . You will find it very easy to use even if have relatively little trading experience. One drawback is that the platform is not customizable at all.

Trading 212 offers two-step authentication for login. You can set it up through a third-party authenticator app such as Google Authenticator.

Search functions.

Trading 212's search functions work well . You can easily search by typing the name of the product or by browsing pre-defined categories such as stocks or indexes.

Placing orders.

CFD and Invest accounts offer different order types and order time limits:

Trading 212 order types CFD account Invest/ISA accounts Market Yes Yes Limit Yes Yes Stop Yes Yes Stop limit No Yes OCO Yes No.

If you are not familiar with the basic order types, read this overview.

If you click to 'buy' or 'sell' an asset, you will be shown a trade ticket. This is very useful as it shows the important details of your order, like margin, swap rates, or stamp duty in the case of UK real stocks.

Alerts and notifications.

You can set price alerts on the platform. To set it up, just select the asset and click the 'Alert' icon.

Portfolio and fee reports.

Trading 212 has clear portfolio and fee reports . You can access them by clicking your username and then selecting 'Report'. You can check your profit/loss, interest (swap points) charged or earned or your cash balance, among other information. However, we didn't find a way to export these reports.

Visit web platform page 68% of retail CFD accounts lose money.

Top 5 brokers.

Interactive Brokers.

Zacks Trade.

Fusion Markets.

74-89% of retail CFD accounts lose money.

Capital.com.

87.41% of retail CFD accounts lose money.

IC Markets.

74.32% of retail CFD accounts lose money.

76% of retail CFD accounts lose money.

Get your personalized toplist:

Trading 212 review Mobile trading platform.

Trading 212's mobile trading platform is user-friendly and well designed, with great search, alert and order functions.

Pros Cons • User-friendly None • Good search function • Price alerts.

The Trading 212 mobile platform is available for both Android and iOS . We tested it on Android. It's available in the same languages as the web trading platform.

Look and feel.

The Trading 212 mobile trading platform is user-friendly and well designed . Overall, we had a great experience when using the mobile app.

Trading 212 offers two-step authentication , which is great. You can also use biometric authentication solutions such as Touch ID.

Search functions.

Just like the on the web trading platform, search functions on the Trading 212 mobile platform work well . You'll find any asset very quickly and easily.

Placing orders.

You can use the same order types and time limits as on the web trading platform.

Alerts and notifications.

Price alerts and notifications are available in the form of push notifications, but not via SMS or e-mail.

Visit broker 68% of retail CFD accounts lose money.

Trading 212 review Desktop trading platform.

Trading 212 does not provide a desktop trading platform.

Visit broker 68% of retail CFD accounts lose money.

Trading 212 review Markets and products.

Trading 212 focuses on CFDs (forex, stock, index, etc.) and real stocks/ETFs. As a result, popular asset classes like bonds, mutual funds, options or futures are missing.

Despite the limited focus, Trading 212's product selection is great in comparison with its closest competitors.

Disclaimer: CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 74-89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

Trading 212 has an extensive forex and commodity CFD selection . Its stock CFD and stock index CFD selections are average, while the number of ETF CFDs offered is low. To learn more about CFDs, read our CFD trading tips .

Trading 212 product selection Trading 212 eToro XTB Currency pairs (#) 179 49 56 Stock index CFDs (#) 35 16 40 Stock CFDs (#) 1,530 2,000 1,900 ETF CFDs (#) 28 264 140 Commodity CFDs (#) 28 24 21 Bond CFDs (#) - - - Cryptos (#) - 76 25.

Unfortunately, you can't set leverage levels manually in the trading platforms.

Changing the leverage manually can help you lower the risk of your trades. Always be careful with forex and CFD trading, as preset leverage levels may be too high.

Stocks and ETFs.

You can also invest in real stocks and ETFs at Trading 212. You can choose from an impressive portfolio of about 11,000 instruments, including more than 9,000 stocks.

Trading 212 stock and ETF selection Trading 212 eToro XTB Stock markets (#) 15 17 17 ETFs (#) 1,800 145 270.

Pies and AutoInvest.

You can create portfolios using the 'Pie' function in Trading212 Invest accounts; the portfolios can be rebalanced later with a click of a button. Each security (stock or ETF) appears as a slice of the pie, as you can see in the picture below. Each pie can hold up to 50 securities. You can create several pies. Using the sliders, you can adjust the target weight of each slice (investment) of the pie. The target weights will determine how the invested funds will be allocated within the pie. You can use the rebalance button any time and the algorithm will make the necessary adjustments in order to equalize the actual value and the target value of each investment. This is a handy feature if you want to restore the original weights of the portfolio.

You can also add Automatic investments to your pies by setting up 'AutoInvest', which is a scheduled deposit that will be invested in your pre-set pie(s).